Home Improvement Financing

Don't Wait to Fix It.
Finance It Today.

My Handyman Express offers home improvement financing up to $200,000 with 0% APR options for qualified applicants. No home equity required. Fast approval. Start your project without waiting.

Get a Free Estimate (312) 313-3878
$200K
Max financing
0% APR
For qualified applicants
Minutes
To get a decision

How It Works

Financing Built for Home Improvement

Flexible, fast, and designed to get your project started — not delayed.

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Up to $200,000

Finance projects large and small — from a bathroom refresh to a full home renovation.

0%

0% APR Options

Qualified applicants can take advantage of 0% APR promotional financing on select terms.

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No Home Equity Required

Unsecured financing — your home is not used as collateral. No second mortgage, no HELOC.

Fast Approval

Most applicants receive a decision in minutes. Funds available within 1–3 business days.

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Flexible Terms

Choose the repayment term that fits your budget. Multiple options available.

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Rate Check Won't Hurt Your Credit

Check your rate with a soft inquiry — no impact to your credit score until you accept.

What You Can Finance

Any Project. Any Size.

From a single bathroom refresh to a full home renovation — if My Handyman Express is doing the work, you can finance it.

Bathroom Remodel $2,500–$45,000
Kitchen Renovation $8,000–$80,000+
Flooring Installation $2,000–$15,000
Deck Construction $5,000–$25,000
Full Home Renovation $25,000–$200,000+
Painting (Interior/Exterior) $1,500–$12,000
Plumbing & Electrical $500–$15,000
Unit Turnover $1,800–$6,500

How to Apply

Three Steps to Get Started

1

Get a Free Estimate

Contact My Handyman Express for a written flat-rate quote on your project. We'll walk the scope and give you a number before you commit to anything.

2

Apply for Financing

Apply online in minutes. Most applicants receive a decision immediately. Checking your rate won't affect your credit score.

3

Start Your Project

Once approved and funded (typically 1–3 business days), we schedule your project and get to work. No waiting, no delays.

Get Your Free Estimate

Financing is provided by third-party lenders. Approval and rates are based on creditworthiness. 0% APR is available for qualified applicants on select loan terms; standard APR applies otherwise. Loan amounts, terms, and availability may vary. My Handyman Express is not a lender and does not make credit decisions. All financing is subject to lender approval.

Financing FAQ

Common questions about home improvement financing.

How much can I finance for a home improvement project? +
Financing is available up to $200,000 for qualified applicants. Loan amounts depend on your credit profile, income, and the scope of the project. Most home improvement projects — from bathroom remodels to full renovations — fall well within the available financing range.
Is 0% APR financing really available? +
Yes. 0% APR promotional financing is available for qualified applicants on select loan terms. Standard APR financing is also available for applicants who don't qualify for the promotional rate. Your rate will be disclosed before you accept any offer — there are no surprises.
Do I need home equity to qualify? +
No. The financing available through My Handyman Express does not require home equity or a second mortgage. It is an unsecured home improvement loan, which means your home is not used as collateral. Approval is based on creditworthiness.
How quickly can I get approved? +
Most applicants receive a decision within minutes. Once approved, funds can be available within 1–3 business days. You can start your project almost immediately after approval.
What types of projects can I finance? +
Any home improvement or maintenance project completed by My Handyman Express can be financed, including bathroom remodels, kitchen renovations, flooring installation, painting, deck construction, HVAC work, plumbing, electrical, and full home renovations.
Does applying affect my credit score? +
Checking your rate with a soft inquiry does not affect your credit score. A hard inquiry is only performed when you formally accept a loan offer. You can check your rate and explore options without any impact to your credit.

Ready to Start Your Project?

Get a free written estimate from My Handyman Express. We'll walk the scope, give you a flat-rate quote, and help you explore financing options.

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